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protect your business with allianz nigeria insurance and services

PROTECT YOUR BUSINESS

Our relationship with you is important to us. We are driven by delivering outstanding service. We have a fast turnaround time on quotes, and settle claims even faster. In short: we’re changing the way insurance works for Nigerians.

 Allianz Nigeria's wide range of underwriting & risk advisory                services are designed to meet your unique needs and add value    to your businesness by minimising risk and maximising support.

Group Life Assurance

Protecting your employees and their families

The Pension Reform Act 2004, amended in 2014, stipulates that it is compulsory for employers with at least three staff to maintain a life insurance policy or death-in-service benefit scheme. The scheme must be worth a minimum of three times the total annual employee salary costs.

Our Group Life Assurance Policy or Death-In-Service Benefit Scheme is simple, competitively priced and offers your business the most comprehensive benefits. It is designed to provide a lump sum pay-out of the payment assured to the dependents of any employee who dies while in their employer’s service.

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For more information about our Group Life Assurance Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Burglary

Our insurance is a force to be reckoned with

A burglary can have long-reaching and expensive consequences as you try to replace what was stolen. Our Burglary Insurance policy is designed to protect you against loss or damage to property if your home and office contents are stolen after forced entry into or out of the premises. This policy covers office and home contents, furniture, equipment, electronics, and other stock in trade.

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For more information about our Burglary Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269;

Group Personal Accident

What a difference a day of insurance makes

Our Group Personal Accident cover provides 24-hour protection for employees or a group of individuals who are injured, permanently or temporarily disabled, who need medical care or who lose their lives while working for you.

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For more information about our Group Personal Accident Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269;; or send an email to info@allianz.ng.

Fidelity Guarantee

Insurance with integrity

Even the most trusted employees can take the wrong path. Because you can’t predict human behaviour, we recommend that you take out Fidelity Guarantee Insurance. This policy covers and indemnifies you against financial losses if an employee commits an act(s) of forgery, embezzlement or fraud that is discovered while the cover is in place.

Our Fidelity Guarantee cover helps you maintain business continuity and recover from financial losses caused by an employee’s actions.

 

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For more information about our Fidelity Guarantee Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.
All Risk

Insurance cover for all your most valuable possessions

We know you have worked hard to accumulate your most precious and valuable possessions. That’s why our All Risk Insurance Policy provides comprehensive protection against loss or damage to valuables and movable items like jewellery, paintings, portable computers and mobile phones, among others. This policy provides some comfort if you lose your possessions in a fire, burglary, housebreaking, theft or any misfortune or unforeseen circumstances.

While some things may be irreplaceable, we will pay to reinstate or repair the item if they are lost or damaged. You can also extend the cover to include commercial property and household policies.

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For more information about our All Risk Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Public Indemnity

Protecting the public on your premises is no accident

Your business could be exposed to expensive damage claims if a member of the public is injured or loses their life, or their property is accidentally damaged on your premises. With our Public Liability Policy, you are covered against third-party legal liabilities. We pay costs and expenses in the claims if the event happened on your premises or in the course of work for your business elsewhere. Your employee liabilities are also covered under this policy.

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For more information about our Public Indemnity Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Goods in Transit

Insurance that isn’t a long haul

If your business is moving goods from one point to another, then you will know the risks involved in loading, offloading and while you’re on the move. Damage caused along the way can damage your bottom line.

Our Goods in Transit Insurance is the answer. The policy provides two type of cover, both of which protects the load. Choose between open cover, which covers all goods moved within a full year; or single cover, which protects the goods in a single journey from one location to another.

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For more information about our Goods in Transit Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Professional Indemnity

Professional insurance, delivered by the insurance professionals

As a professional, you do your best to give the right advice and excellent service. As professional insurers, we do our best to cover you when things don’t go as planned.

Our Professional Indemnity insurance protects you against legal costs and third-party damages claims arising out of negligence, omission or breach of professional duty. The comprehensive insurance policy provides robust cover against all legal liabilities, including the cost of investigation and defence, and also damage compensation demands against you.

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For more information about our Professional Indemnity Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Money

Protection that safeguards your hard-earned cash

Moving large amounts of money is stressful, and even more so if it’s not sufficiently protected. Our Money Insurance Policy protects you in the event that money is lost in transit between your business and bank, or while the money is on your premises, whether in a safe or in the hands of an employee. We also offer an option to extend the cover against forceful safe entry.

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For more information about our Money Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

SME Insurance

Giving entrepreneurs the protection to thrive

Business and Life Protection can't be any better!  With the introduction of AllianzSME Insurance value proposition for business enterprises, we've got you covered at all time.  Allianz Insurance SME business solution provides insurance cover for entrepreneurs, their staff, assets etc.  We are building the first SME insurance platform that would not only focus on insurance but proffer world class business solutions for entrepreneurs.  Our vision is to be the foremost and most preferred SME Insurance service provider in Nigeria building sustainable capacity and risk management solution that would protect you, your business, asset and secure your future. 

Running a small and medium enterprise (SME) involves vision, hard work – and an element of risk. In response to the need of this space, we offer unique product offerings and solution for Business Enterprises – a three-in-one product that combines our Group Life/Group Personal Accident, Motor and Property Loss and Damage (fire and burglary) insurance.

Allianz SME Insurance for Business is straightforward, competitively priced and offers your business the most comprehensive benefits. It is designed to give SMEs essential cover against major business risks at an affordable price. If you choose to buy this product, we reward you with a 15% discount.

 

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For more information about our business solutions for Business Enterprises Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Computer & Electronic Equipment

Insurance cover that drives your computing power

Few things can bring a business to a grinding halt like a computer breakdown or data loss. Our Computer and Electronic Equipment Policy offers you the protection you’ll need if your computer or electronic equipment is damaged either while working or at rest.

This policy also covers external data or hard drives that contain your data are kept on site. We pay the additional costs for you to keep working with alternative equipment if your main computer is lost or damage. In today’s highly mobile world, you may also want to extend the cover to protect you against the risk of theft.

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For more information about our Computer & Electronic Equipment Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Machinery Breakdown

Insurance cover that never stops working

We understand that every minute of downtime costs you money. That’s why we developed the Machinery Breakdown Policy.

This is an important policy to have in your portfolio if your business relies on working, productive machinery. The Machinery Breakdown Policy covers you against any damage to a plant or equipment whether it’s working or at rest. You are also covered if you need to dismantle the machine to clean, repair or overhaul it.

Because our policies are destined to meet your needs, we also offer a separate option to include cover for boilers and pressure vessels.

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For more information about our Machinery Breakdown Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Plant All Risks

Plant insurance cover that will last even in tough conditions

Your insurance cover should work as hard as your plant and machinery. Allianz Nigeria Plant All Risks policy provides the comprehensive cover you need to keep your plant and machinery working, even in the toughest site conditions.

While there are some exclusions, the policy protects you against physical loss or damage to plant and machinery at multiple locations.

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For more information about our Plant All Risks Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Erection All Risks

Giving your projects the machinery to succeed

The Erection All Risks policy is ideal for both employers and contractors involved in constructing and installing plant, machinery and equipment. The policy offers protection for all installations, from single machines to large power plants.

Allianz Nigeria Erection All Risks policy offers you the comfort that you can comply fully with the legal and insurance requirements of the contract. It also reduces costs and third-party liabilities, and protects you against financial loss arising from unforeseen accidents. Cover starts when the materials arrive on site and protects you throughout the contract until full commissioning.

The Allianz Nigeria Erection All-Risks policy protects you against loss or damage caused by:

  • Fire, lightning, explosion, damage
  • Riot, strike, malicious acts
  • Flood, storm and allied perils
  • Landslide, subsidence and rockslide
  • Burglary and theft
  • Faults in erection
  • Human errors, negligence
  • Electrical and mechanical breakdown
  • Collapse, damage due to foreign objects, impact damages

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For more information about our Erection All Risks Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Contractors All Risks

Protecting all contractors against all risks

Managing a construction project is about managing risk. Allianz Nigeria’s Contractors All Risk Insurance helps you manage that risk from the day the material arrives to the day of completion.

Whether you’re building buildings, roads or bridges, the Contractors All Risks policy will insure you against loss or damage to your civil engineering projects. You can tailor the policy to ensure your project is covered against all eventualities.

The comprehensive cover includes damage to permanent and temporary works and materials, both on site and in transit, and protection for owned and hired plant and machinery. We also offer the option to cover your professional fees and debris removal from site.

Contractors All Risks offers various benefits, including:

  • Protection against legal liability to third parties, and optional cover to insure the principal contractor and the project owner
  • Compliance with the insurance requirements of the contract for the contractor and the employer
  • Cut overall construction expenses by reducing work delays caused by unforeseen accidents

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For more information about our Contractors All Risks Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Marine

Ensuring your peace of mind from ship to shore

Marine-related businesses face a unique set of risks. Our Marine Insurance offers unique solutions to manage that risk, providing flexible, robust cover against loss of or damage to marine cargo from the point of origin to the final destination. They are straightforward, competitively priced and offer your business a comprehensive set of benefits:

Marine Hull covers the owner(s) or operator(s) of a marine vessel against physical loss to the vessel by fire, explosion and other marine hazards. It also covers damage to machinery and other equipment and devices fitted to the vessel

Marine Cargo covers loss of or damage to goods from the warehouse/port of origin to the port of destination/warehouse by maritime hazards. Depending on your business needs, it can also cover risks associated with transport by air, road, rail or inland waterways.

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For more information about our Marine Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Fire and Special Perils

Covering you against more unusual risks

Our Fire and Special Perils insurance policy provides indemnity for losses arising from fires, explosions and lightning.

This product is simple, competitively priced and offers your business the most comprehensive benefits. It is also very flexible. For example, you can also extend this policy to cover other perils such as bush fires, vehicle impact, animals, aerial objects, aircrafts, storms, tornados, tempests, windstorms, burst pipes, overflowing water tanks, floods, earthquakes, malicious damage, riots, strikes and civil commotion − among others.

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For more information about our Fire and Special Perils Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Motor Policy

Managing a fleet of vehicles can be a risky business. We can help you minimise risks with our fleet management and financial protection solutions for corporate enterprises.

Allianz Nigeria Motor Insurance Cover gives you complete peace of mind. We structure your policy to meet the specific needs of your business, offering comprehensive cover and the protection you need to keep your business moving.

Choose the motor policy that best suits your business:

  • Third Party: provides cover if one of your vehicles is involved in an incident in which third party property is damaged, or if someone is injured or dies in the incident.
  • Third Party Fire and Theft: provides cover if one of your vehicles is damaged by fire or is stolen. This policy also covers third party damages and liabilities.
  • Comprehensive: provides cover if one of your vehicles is damaged by fire, theft, vandalism, accidental damage or collision, or is stolen. This policy also protects you against legal liabilities if one of your vehicles is involved in an incident in which third party property is damaged, or someone is injured or dies in the incident.

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For more information about our Motor Policy Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.

Business Interruption

Stay in business even if your doors must close

If your business property is damaged, destroyed or lost in a fire, losing your income can be a double blow. Our Business Interruption cover offers effective and competitively priced protection against losses even when the worst happens.

This policy keeps your business going. We pay for lost business income, and also protect your employees, products and services if your business premises cannot operate. We also provide guarantees for your future business earnings.

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For more information about our Business Interruption Cover or our other corporate products, please call 0700 255 4269 or 0800 255 4269; or send an email to info@allianz.ng.