Simple, effective and affordable way to build a solid financial foundation

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  • Benefits
  • Insurance
  • Scenario
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Product Features

It’s never too late to start saving towards achieving your life goals. But enjoying a prosperous future means making smart decisions now. Taking out A-Z savings plan is a smart, simple and effective way to build a stable financial future – and make your dreams come true.
  • You can make contributions monthly, quarterly, half-yearly or yearly.
  • You can also make contributions as low as N5,000 a month.
  • Death benefits
  • Maturity benefits at 5% below Treasury bill rates
    Funeral benefits 
  • Surrender benefits (see below)
  • Life insurance cover (see below)

Surrender Benefits

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Savings Term (Years) 1 2 3 4
Surrender Charge (% of fund ) 20% 15% 10% 0%

Life Insurance Cover

Your savings plan comes with life insurance cover. This means that if you die or suffer a permanent disability during your savings period, we will pay you or your family the balance of your investment account. The cost of your life insurance cover is deducted from your contributions and we settle all claims promptly.

Saving Scenario

In 2014, the guaranteed average interest rate was 5.50%. Here is a sample saving scenarios based on this rate:

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Monthly saving


N30, 000

N50, 000

Savings term

15 Years

15 Years

15 Years

Annual savings

N120, 000

N360, 000

N600, 000

Total savings




Expected maturity amount (including interest)

N2,890, 000



*These are only examples. They do not indicate future performance.