Simple, effective and affordable way to build a solid financial foundation

Get Started
  • Benefits
  • Insurance
  • Scenario
Get Started

Product Features

It’s never too late to start saving towards achieving your life goals. But enjoying a prosperous future means making smart decisions now. Taking out A-Z savings plan is a smart, simple and effective way to build a stable financial future – and make your dreams come true.
savings
  • You can make contributions monthly, quarterly, half-yearly or yearly.
  • You can also make contributions as low as N5,000 a month.
  • Right to withdraw
  • Death benefits 
  • Life Benefit (up to N500, 000)
  •  
  • Funeral BenefitsFuneral benefits
  • Surrender benefits (see below)
  • Life insurance cover (see below)

Surrender Benefits

Swipe to view more

Savings Term (Years) 1 2 3 4
Surrender Charge (% of fund ) 20% 15% 10% 0%

Life Insurance Cover

Your savings plan comes with life insurance cover. This means that if you die or suffer a permanent disability during your savings period, we will pay you or your family the balance of your investment account. The cost of your life insurance cover is deducted from your contributions and we settle all claims promptly.

Saving Scenario

In 2014, the guaranteed average interest rate was 5.50%. Here is a sample saving scenarios based on this rate:

Swipe to view more

Monthly saving

N10,000

N30, 000

N50, 000

Savings term

15 Years

15 Years

15 Years

Annual savings

N120, 000

N360, 000

N600, 000

Total savings

N1,800,000

N5,400,000

N9,000,000

Expected maturity amount (including interest)

N2,890, 000

N8,900,000

N15,400,000

*These are only examples. They do not indicate future performance.

Cooling Off Period: If for any reason you choose to discontinue this policy, you may pause it 30 days from when it started – this is called a cooling off period. As long as you have not made a claim, we will deduct the cost of any medical tests and other costs that we may have incurred and then make a refund of your contribution.                                 

Policy Cancellation: After the 30 day cooling off period, you or the company may decide to permanently cancel the contract. This must be stated by giving 30 days advance notification in writing. The Company may decide to cancel the Policy if: - You misrepresent important facts - You provide false, inaccurate or incomplete information - Your claim is fraudulent If this happens, you do not get any cash back.